43 articles · 2026 · page 3 of 3
Articles
Week of 19 January 2026
The easiest part of a card rate cap is cutting the rate
A late-night post proposed capping credit card interest at 10%, but no legal mechanism existed and January 20 came and went. For card issuers, cutting a rate is the easy part; the risk lives in everything a bank changes to make up for it.
Week of 12 January 2026
Patient-directed AI: where HIPAA ends, a provider’s duties change shape
In January 2026, two major AI companies invited patients to connect their medical records. Nothing in the law changed, but providers’ duties changed shape: what they cannot block, what they still control, and what they owe patients who arrive with an AI’s answer.
Week of 5 January 2026
FDA’s decision support revision handed hospitals a classification question
Headlines called FDA’s January 2026 revisions deregulation. The reality was subtler: the agency chose not to police more decision support software, which left hospitals, not regulators, deciding which category each tool falls in, and checking that it stays there.